What is a Payment Terminal in Malaysia?
A payment terminal is an electronic device that enables merchants to process cashless transactions by accepting various forms of payment, such as credit cards, debit cards, and e-wallets. This device plays a crucial role in facilitating transactions, especially in the rapidly growing digital era.
How Does a Payment Terminal Work?
When a customer makes a payment using a card or e-wallet, the payment terminal reads the payment information through a chip or Near Field Communication (NFC) technology. This information is then transmitted to the bank or payment processor for verification. Once verified, the transaction amount is debited from the customer’s account and credited to the merchant’s account. This process happens in real-time, ensuring fast and efficient transactions.
Purpose and Advantages of Payment Terminals
The main purpose of a payment terminal is to provide a secure, fast, and convenient payment method for both merchants and customers. Some of its advantages include:
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Transaction ConvenienceReduces the need for cash and speeds up the payment process.
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SecurityMinimizes the risk of cash theft and provides an additional layer of protection through electronic verification.
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Digital RecordsMaintains detailed transaction records, making financial and accounting management easier.
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Enhanced Customer SatisfactionOffers more payment options, improving the overall shopping experience.
Popular Payment Terminal Brands in the Market
There are various payment terminal brands available, including:
Provides a comprehensive payment terminal that supports various offline transactions, specifically designed for merchants in Perak.
Known for its durable and multifunctional payment devices.
Offers terminals with modern designs and the latest technology.
Popular among small businesses for its user-friendly interface.
Clicks@Perak Payment Terminal
Clicks@Perak offers a payment terminal specifically designed to meet the needs of merchants in Perak. This terminal supports multiple payment methods, including credit cards, debit cards, e-wallets, and QR payments. With an affordable monthly rental fee and an easy application process, it is an ideal choice for merchants looking to transition to digital payment systems.
How to Apply for the Clicks@Perak Payment Terminal
The application process is simple and does not take much time. You can apply by following these steps:
Fill out the online application form through this link: Clicks@Perak Payment Terminal Application Form.
Prepare the required documents, including:
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Copy of MyKad -
Copy of one-month bank statement
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Application form
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Copy of SSM & business profile
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Photos of the business premises (inside and outside)
Submit your application, and the Clicks@Perak team will process it as soon as possible.
Conclusion
The use of payment terminals offers numerous benefits for both merchants and customers, including convenience, security, and efficiency in transactions. With various brands available in the market, merchants can choose the terminal that best suits their business needs. For merchants in Perak, the Clicks@Perak Payment Terminal provides a comprehensive solution to simplify daily business transactions.
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